The difference is independence.
As fiduciaries regulated under the Investment Advisers Act of 1940, independent registered investment advisors are held by law to the highest standard of responsibility to their clients, therefore upholding them to always act in their clients’ best interests. This encourages a unique level of personalized service not always found in investor-advisor relationships.
Customized guidance based on your entire financial picture
Independent advisors are not tied to any particular family of funds or investing products. So, whether you need help with retirement planning, a tax situation, estate planning, or managing assets at multiple options to tailor our advice on what’s best for you.
A relationship that’s responsive, attentive, and personal
To offer advice closely aligned with your goals, independent advisors must first build a strong understanding of your situation. Thus, we focus on building deep relationships with our clients. This often takes regular ongoing interactions. And because we are entrepreneurial business owners, we hold our selves accountable for our clients.
Our fee structure is simple and transparent
Independent advisors typically charge a fee based on assets managed. This fee structure is simple, transparent, and easy to understand. It also gives your advisor an incentive to help grow your assets. When you succeed, we also succeed.
A high level of expertise to support your complex financial needs
We specialize in producing tax free income for high net worth individuals. Employers use our deferred compensation plans for key employees approaching retirement, and developing and managing model portfolios for our clients and other financial advisors. We also provide investment portfolios to 401k providers and plan participates, TPA’s and record keepers nationwide.
Your money is held by an independent custodian, not us.
We use independent custodians such as TD Ameritrade and Folio Institutional and others to hold and safeguard client assets. For many investors, this provides a reassuring system of checks and balances – your money is NOT held by the same person who advises you about how to invest it.